/* bankability.eu — editorial design. Warm paper, deep green, brass accent, serif display type. */
:root{
  --bg:#f7f4ec; --surface:#fffdf8; --ink:#10211b; --ink-2:#4a5852; --ink-3:#857f70; --rule:#e2dccd; --rule-2:#cfc6b1;
  --green:#12372a; --green-2:#1d4a39; --brass:#a77d3f; --brass-soft:#f1e7d3;
  --roof:#12372a; --roof-ink:#f7f4ec;
  --risk:#e3e9dc; --risk-ink:#2e4a2c;
  --ops:#dfe6e8; --ops-ink:#24485a;
  --fin:#e8e2e9; --fin-ink:#4f3c5c;
  --base:#ebe5d8; --base-ink:#4a4030;
  --vc:#5b6e3c; --pf:#2f5f66; --bk:#12372a;
  --accent:#12372a; --accent-ink:#f7f4ec; --accent-soft:#e6ebe3;
  --warn:#8a5a14; --warn-bg:#f5ead6;
  --display:"Newsreader","Iowan Old Style","Georgia",serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --radius:3px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0d1613; --surface:#131e1a; --ink:#ede8dc; --ink-2:#a9b0a8; --ink-3:#7f8580; --rule:#24302b; --rule-2:#34423b;
  --green:#cfe0d2; --green-2:#b7cdbb; --brass:#d3a964; --brass-soft:#2b2416;
  --roof:#1b4636; --roof-ink:#f3efe4;
  --risk:#172219; --risk-ink:#b5cfae; --ops:#14202a; --ops-ink:#a6c5d3; --fin:#1d1823; --fin-ink:#cdb9d9; --base:#1e1b15; --base-ink:#d6c9ad;
  --accent:#d3a964; --accent-ink:#0d1613; --accent-soft:#1b2620; --warn:#e2b46a; --warn-bg:#2c2312; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0d1613; --surface:#131e1a; --ink:#ede8dc; --ink-2:#a9b0a8; --ink-3:#7f8580; --rule:#24302b; --rule-2:#34423b;
  --green:#cfe0d2; --green-2:#b7cdbb; --brass:#d3a964; --brass-soft:#2b2416;
  --roof:#1b4636; --roof-ink:#f3efe4;
  --risk:#172219; --risk-ink:#b5cfae; --ops:#14202a; --ops-ink:#a6c5d3; --fin:#1d1823; --fin-ink:#cdb9d9; --base:#1e1b15; --base-ink:#d6c9ad;
  --accent:#d3a964; --accent-ink:#0d1613; --accent-soft:#1b2620; --warn:#e2b46a; --warn-bg:#2c2312; color-scheme:dark}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16.5px/1.7 var(--body);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%}
a{color:var(--ink);text-decoration-color:var(--brass);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--brass)}
h1,h2,h3,h4{font-family:var(--display);font-weight:500;line-height:1.08;margin:0;letter-spacing:-.02em;text-wrap:balance;color:var(--ink)}
h1{font-size:clamp(2.6rem,6.4vw,5.2rem);letter-spacing:-.03em;line-height:1.02}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:1.4rem;line-height:1.2}
h1 em,h2 em{font-style:italic;color:var(--brass)}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
@media (max-width:600px){.wrap{padding:0 16px}}
.narrow{max-width:720px}
.eyebrow{font:600 .7rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--brass);margin-bottom:20px;display:flex;align-items:center;gap:12px}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor}
.lede{font-size:1.2rem;line-height:1.6;color:var(--ink-2);max-width:58ch}
.muted{color:var(--ink-2)}
.small{font-size:.86rem}
:focus-visible{outline:2px solid var(--brass);outline-offset:2px}

.btn{display:inline-flex;align-items:center;gap:10px;font:600 .82rem var(--body);letter-spacing:.08em;text-transform:uppercase;padding:15px 26px;border-radius:var(--radius);border:1px solid var(--green);background:var(--green);color:var(--accent-ink);text-decoration:none;cursor:pointer;transition:background .2s,color .2s}
.btn:hover{background:var(--green-2);color:var(--accent-ink)}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--rule-2)}
.btn.ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn.sm{padding:10px 16px;font-size:.72rem}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .btn:not(.ghost){background:var(--brass);border-color:var(--brass);color:#0d1613}}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--rule)}
.site-header .wrap{display:flex;align-items:center;gap:24px;height:72px}
.brand{display:flex;align-items:center;gap:12px;font:500 1.45rem var(--display);color:var(--ink);text-decoration:none;letter-spacing:-.02em}
.brand b{color:var(--brass);font-weight:500;font-style:italic}
.brand:hover{color:var(--ink)}
.nav{display:flex;gap:6px;margin-left:auto;align-items:center}
.nav a{color:var(--ink-2);text-decoration:none;font:500 .78rem var(--body);letter-spacing:.12em;text-transform:uppercase;padding:8px 12px}
.nav a:hover{color:var(--ink)}
.nav a[aria-current="page"]{color:var(--ink);box-shadow:inset 0 -1px 0 var(--brass)}
.nav .btn{margin-left:14px}
.menu-toggle{display:none;background:none;border:1px solid var(--rule-2);border-radius:var(--radius);padding:8px 11px;color:var(--ink);cursor:pointer}
.header-sub{display:none}
@media (max-width:900px){
  .menu-toggle{display:block;margin-left:8px}
  .header-sub{display:inline-flex;margin-left:auto}
  .nav{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--bg);border-bottom:1px solid var(--rule);padding:12px 16px 20px}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid var(--rule)}
  .nav a[aria-current="page"]{box-shadow:none;color:var(--brass)}
  .nav .btn{display:none}
}

section{padding:104px 0}
section.tight{padding:64px 0}
@media (max-width:700px){section{padding:72px 0}section.tight{padding:48px 0}}
.band{background:var(--surface);border-block:1px solid var(--rule)}

/* hero */
.hero{padding:112px 0 96px;position:relative}
.hero .lede{margin-top:28px}
.hero .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:40px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:end}
@media (max-width:960px){.hero-grid{grid-template-columns:1fr;gap:56px}.hero{padding:72px 0 64px}}

/* cards: editorial, ruled */
.grid{display:grid;gap:0 40px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:960px){.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{border-top:1px solid var(--ink);padding:28px 0 36px;display:flex;flex-direction:column;gap:10px;counter-increment:card}
.card h3{margin-bottom:2px}
.card p{color:var(--ink-2);margin:0}
.card .more{margin-top:auto;padding-top:16px;font:600 .74rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--brass);text-decoration:none}
a.card{text-decoration:none;color:inherit;transition:border-color .2s}
a.card:hover{border-top-color:var(--brass)}
a.card:hover h3{color:var(--brass)}
.numbered{counter-reset:card}
.numbered .card::before{content:counter(card,decimal-leading-zero);font:400 .95rem var(--display);font-style:italic;color:var(--brass);margin-bottom:6px}
.tag{display:inline-block;font:600 .66rem/1 var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--ink-3)}
.section-head{margin-bottom:56px;max-width:760px}
.section-head p{color:var(--ink-2);font-size:1.1rem;margin-top:18px}

/* mini house (home hero) */
.mini-house{display:grid;gap:3px;border:1px solid var(--rule-2);padding:28px;background:var(--surface)}
.mini-house .roof{background:var(--roof);color:var(--roof-ink);clip-path:polygon(50% 0,100% 100%,0 100%);text-align:center;padding:64px 20px 20px;font:500 1.35rem var(--display);letter-spacing:.01em;margin-bottom:5px}
.mini-house .roof small{display:block;font:500 .66rem var(--body);letter-spacing:.18em;text-transform:uppercase;opacity:.75;margin-top:4px}
.mini-house .floor{padding:14px 16px;display:flex;justify-content:space-between;align-items:baseline;gap:12px;font:500 1.05rem var(--display)}
.mini-house .floor span{font:500 .7rem var(--body);letter-spacing:.12em;text-transform:uppercase;opacity:.75;text-align:right}
.f-risk{background:var(--risk);color:var(--risk-ink)}.f-ops{background:var(--ops);color:var(--ops-ink)}
.f-fin{background:var(--fin);color:var(--fin-ink)}.f-base{background:var(--base);color:var(--base-ink)}
.mini-house .ground{height:3px;background:var(--ink);margin-top:5px}
.figure-cap{font:italic 400 .95rem var(--display);color:var(--ink-3);margin-top:12px}

/* journey */
.journey{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--ink);border-bottom:1px solid var(--rule)}
.journey div{padding:24px 24px 24px 0;font-size:.92rem;line-height:1.5;color:var(--ink-2);position:relative}
.journey div+div{padding-left:24px;border-left:1px solid var(--rule)}
.journey b{display:block;font:500 1.3rem var(--display);color:var(--ink);margin-bottom:6px}
.journey div::before{content:"";display:block;width:36px;height:4px;margin-bottom:16px}
.j-vc::before{background:var(--vc)}.j-pf::before{background:var(--pf)}.j-bk::before{background:var(--brass)}
@media (max-width:700px){.journey{grid-template-columns:1fr}.journey div+div{padding-left:0;border-left:0;border-top:1px solid var(--rule)}}

/* framework house */
.house{display:grid;gap:4px;background:var(--surface);border:1px solid var(--rule-2);padding:36px}
@media (max-width:700px){.house{padding:16px}}
.house .roof{background:var(--roof);color:var(--roof-ink);clip-path:polygon(50% 0,100% 100%,0 100%);text-align:center;padding:104px 20px 30px;margin:0 4% 6px}
.house .roof h3{color:var(--roof-ink);font-size:2rem;font-style:italic}
.house .roof p{margin:6px 0 0;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;opacity:.8}
.storey{display:grid;grid-template-columns:210px repeat(4,1fr);gap:4px}
.storey .label{padding:20px 18px;display:flex;flex-direction:column;gap:8px}
.storey .label h4{font-size:1.25rem;line-height:1.15}
.storey .label span{font-size:.8rem;opacity:.8;line-height:1.4}
.room{padding:18px 16px 16px;text-align:left;font:inherit;color:inherit;border:0;cursor:pointer;display:flex;flex-direction:column;gap:8px;transition:background .2s,box-shadow .2s;position:relative}
.room::after{content:"+";position:absolute;top:12px;right:14px;font:400 1.1rem var(--display);opacity:.5}
.room:hover,.room[aria-expanded="true"]{box-shadow:inset 0 0 0 1.5px currentColor}
.room[aria-expanded="true"]::after{content:"–";opacity:1}
.room strong{font:500 1.05rem/1.2 var(--display);color:var(--ink);padding-right:14px}
.room ul{margin:0;padding-left:15px;font-size:.78rem;color:var(--ink-2);line-height:1.5}
.s-risk .label,.s-risk .room{background:var(--risk);color:var(--risk-ink)}
.s-ops .label,.s-ops .room{background:var(--ops);color:var(--ops-ink)}
.s-fin .label,.s-fin .room{background:var(--fin);color:var(--fin-ink)}
.s-base .label,.s-base .room{background:var(--base);color:var(--base-ink)}
.s-base{border-bottom:4px solid var(--ink);padding-bottom:0}
@media (max-width:1000px){.storey{grid-template-columns:repeat(2,1fr)}.storey .label{grid-column:1/-1}.house .roof{margin:0 0 6px}}
@media (max-width:540px){.storey{grid-template-columns:1fr}}
.room-detail{background:var(--surface);border:1px solid var(--rule-2);border-top:3px solid var(--brass);padding:32px;margin-top:20px}
.room-detail[hidden]{display:none}
.room-detail h3{font-size:1.9rem;margin-bottom:8px}
.room-detail .cols{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:20px}
.room-detail .cols h4{font:600 .68rem var(--body);text-transform:uppercase;letter-spacing:.16em;color:var(--brass);margin-bottom:10px}
.room-detail .cols p{font-size:.95rem;color:var(--ink-2);margin:0}
@media (max-width:760px){.room-detail .cols{grid-template-columns:1fr;gap:20px}.room-detail{padding:22px}}

/* checklist */
.checklist{display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:start}
@media (max-width:900px){.checklist{grid-template-columns:1fr;gap:32px}}
.checklist ol{list-style:none;margin:0;padding:0;counter-reset:q;border-top:1px solid var(--ink)}
.checklist li{counter-increment:q}
.checklist label{display:grid;grid-template-columns:36px 1fr 22px;gap:14px;align-items:start;border-bottom:1px solid var(--rule);padding:18px 0;cursor:pointer;font-size:1.02rem}
.checklist label::before{content:counter(q,decimal-leading-zero);font:italic 400 1rem var(--display);color:var(--brass);padding-top:1px}
.checklist input{order:3;width:20px;height:20px;margin:3px 0 0;accent-color:var(--green);flex:none}
.checklist label:hover span{color:var(--brass)}
.score{position:sticky;top:96px;background:var(--surface);border:1px solid var(--rule-2);padding:32px}
.score .num{font:400 4.2rem/1 var(--display);letter-spacing:-.03em}
.meter{height:3px;background:var(--rule);overflow:hidden;margin:20px 0}
.meter i{display:block;height:100%;width:0;background:var(--brass);transition:width .4s}

/* articles */
.post-meta{font:600 .68rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);display:flex;gap:16px;flex-wrap:wrap;align-items:center}
.post-meta .tag{color:var(--brass)}
.prose{font-size:1.12rem;line-height:1.75}
article .prose > p:first-of-type::first-letter{font:500 3.6em/0.8 var(--display);float:left;margin:.08em .1em 0 0;color:var(--green)}
.prose h2{font-size:1.9rem;margin:2.2em 0 .6em}
.prose h3{margin:1.6em 0 .5em}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin-bottom:.5em}
.prose blockquote{margin:2em 0;padding:0 0 0 28px;border-left:2px solid var(--brass);font:italic 400 1.45rem/1.45 var(--display);color:var(--ink)}
.prose blockquote strong{font-weight:500}
.filters{display:flex;flex-wrap:wrap;gap:24px;margin-bottom:40px;border-bottom:1px solid var(--rule)}
.chip{border:0;background:none;color:var(--ink-3);padding:0 0 14px;font:600 .74rem var(--body);letter-spacing:.14em;text-transform:uppercase;cursor:pointer;margin-bottom:-1px;border-bottom:1px solid transparent}
.chip[aria-pressed="true"]{color:var(--ink);border-bottom-color:var(--brass)}

/* database */
.db-controls{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:20px}
.db-controls input,.db-controls select{font:inherit;font-size:.92rem;padding:12px 14px;border:1px solid var(--rule-2);border-radius:var(--radius);background:var(--surface);color:var(--ink)}
.db-controls input{flex:1 1 260px}
.table-wrap{overflow-x:auto;border-top:1px solid var(--ink);border-bottom:1px solid var(--ink)}
table{border-collapse:collapse;width:100%;min-width:900px;font-size:.9rem}
th,td{text-align:left;padding:16px 14px;border-bottom:1px solid var(--rule);vertical-align:top}
th{font:600 .66rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);cursor:pointer;white-space:nowrap;background:var(--bg)}
th:hover{color:var(--ink)}
td strong{font:500 1.08rem var(--display)}
td.num{font-variant-numeric:tabular-nums;white-space:nowrap;text-align:right;font-family:var(--display);font-size:1.05rem}
th.num{text-align:right}
tbody tr:hover{background:var(--surface)}
.pill{display:inline-block;font:600 .66rem var(--body);letter-spacing:.08em;text-transform:uppercase;padding:4px 8px;border:1px solid var(--rule-2);color:var(--ink-2);white-space:nowrap}
.pill.warn{border-color:var(--warn);color:var(--warn)}
.notice{border-left:2px solid var(--warn);background:var(--warn-bg);color:var(--warn);padding:14px 18px;font-size:.9rem;margin-bottom:28px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-bottom:40px;border-top:1px solid var(--ink)}
.stat{padding:22px 20px 22px 0}
.stat+.stat{padding-left:20px;border-left:1px solid var(--rule)}
.stat b{display:block;font:400 2.6rem/1 var(--display);letter-spacing:-.02em}
.stat span{font:600 .66rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3)}
@media (max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(3){border-left:0;padding-left:0}}

/* start here */
.intro{display:grid;grid-template-columns:260px 1fr;gap:72px;align-items:start}
.portrait{width:260px;aspect-ratio:4/5;background:var(--base);display:grid;place-items:center;font:italic 400 4rem var(--display);color:var(--base-ink);border:1px solid var(--rule-2)}
@media (max-width:800px){.intro{grid-template-columns:1fr;gap:32px}.portrait{width:160px}}
.steps{counter-reset:card;display:grid;gap:0}
.steps .card{display:grid;grid-template-columns:80px 1fr;column-gap:24px;padding:28px 0}
.steps .card::before{counter-increment:none;content:counter(card,decimal-leading-zero);grid-row:span 2;font:italic 400 2.4rem/1 var(--display);color:var(--brass)}
.steps .card{counter-increment:card}

/* subscribe */
.subscribe-box{background:var(--roof);color:var(--roof-ink);padding:72px 64px;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;position:relative}
.subscribe-box::before{content:"";position:absolute;inset:14px;border:1px solid color-mix(in srgb,var(--brass) 55%,transparent);pointer-events:none}
.subscribe-box h2{color:var(--roof-ink);font-style:italic}
.subscribe-box p{color:color-mix(in srgb,var(--roof-ink) 80%,transparent)}
@media (max-width:800px){.subscribe-box{grid-template-columns:1fr;padding:48px 28px;gap:28px}}
.sub-form{display:flex;gap:0;flex-wrap:wrap;position:relative;z-index:1}
.sub-form input[type=email]{flex:1 1 220px;font:inherit;padding:15px 18px;border-radius:var(--radius) 0 0 var(--radius);border:1px solid var(--rule-2);background:var(--surface);color:var(--ink);min-width:0}
.sub-form .btn{border-radius:0 var(--radius) var(--radius) 0}
.subscribe-box .btn{background:var(--brass);color:#fff;border-color:var(--brass)}
.subscribe-box .btn:hover{filter:brightness(1.08)}
.sub-ok{font:italic 400 1.2rem var(--display)}
dialog{border:1px solid var(--rule-2);border-top:3px solid var(--brass);border-radius:0;padding:44px 40px 36px;max-width:500px;width:calc(100% - 32px);background:var(--surface);color:var(--ink)}
dialog h3{font-size:2rem!important}
dialog::backdrop{background:rgba(13,22,19,.55);backdrop-filter:blur(3px)}
dialog .x{position:absolute;top:14px;right:16px;background:none;border:0;font-size:1.6rem;cursor:pointer;color:var(--ink-2)}
.hp{position:absolute;left:-9999px}

/* footer */
.site-footer{background:var(--roof);color:color-mix(in srgb,var(--roof-ink) 75%,transparent);padding:72px 0 56px;margin-top:0;font-size:.9rem}
.site-footer .wrap{display:flex;flex-wrap:wrap;gap:40px;justify-content:space-between}
.site-footer strong{font:500 1.6rem var(--display);color:var(--roof-ink)!important;display:block;margin-bottom:10px}
.site-footer a{color:color-mix(in srgb,var(--roof-ink) 75%,transparent);text-decoration:none;margin-right:20px;line-height:2.2;font:500 .74rem var(--body);letter-spacing:.12em;text-transform:uppercase}
.site-footer a:hover{color:var(--brass)}
.agent-teaser{border-top:1px solid var(--ink);border-bottom:1px solid var(--rule);padding:36px 0;display:flex;gap:32px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.agent-teaser h3{font-size:1.8rem}

/* home: big statement */
.statement{font:400 clamp(1.6rem,3.2vw,2.5rem)/1.3 var(--display);letter-spacing:-.015em;max-width:30ch}
.statement em{color:var(--brass)}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:64px}
.trio h3{font-size:1.15rem;font-family:var(--body);font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;color:var(--brass);margin-bottom:12px}
.trio p{color:var(--ink-2)}
@media (max-width:800px){.trio{grid-template-columns:1fr;gap:28px}}

/* ---------- learning platform components ---------- */
.badge{display:inline-flex;align-items:center;gap:6px;font:600 .64rem/1 var(--body);letter-spacing:.14em;text-transform:uppercase;padding:6px 9px;border:1px solid var(--rule-2);color:var(--ink-2);white-space:nowrap}
.badge.live{border-color:var(--green);color:var(--green)}
.badge.soon{border-style:dashed;color:var(--ink-3)}
.badge.lvl::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brass)}
.bar{height:4px;background:var(--rule);position:relative;overflow:hidden}
.bar i{position:absolute;inset:0 auto 0 0;background:var(--brass);width:0;transition:width .5s}

/* hero dashboard card */
.dash{background:var(--surface);border:1px solid var(--rule-2);box-shadow:0 30px 60px -30px rgba(18,55,42,.25)}
.dash-head{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;border-bottom:1px solid var(--rule)}
.dash-head b{font:500 1.15rem var(--display)}
.dash-body{padding:8px 22px 18px}
.dash-row{display:grid;grid-template-columns:30px 1fr 64px;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid var(--rule);text-decoration:none;color:inherit}
.dash-row:last-child{border-bottom:0}
.dash-row .n{font:italic 400 1rem var(--display);color:var(--brass)}
.dash-row .t{font:500 1rem var(--display)}
.dash-row .t small{display:block;font:500 .7rem var(--body);color:var(--ink-3);letter-spacing:.04em;margin-top:2px}
.dash-row .bar{margin-top:6px}
.dash-row .pct{font:500 .78rem var(--body);color:var(--ink-3);text-align:right}
.dash-row.locked .t{color:var(--ink-3)}
.dash-foot{display:flex;justify-content:space-between;align-items:center;padding:16px 22px;background:var(--bg);border-top:1px solid var(--rule);font-size:.86rem}

/* stat strip */
.statstrip{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--ink);border-bottom:1px solid var(--rule)}
.statstrip div{padding:26px 20px}
.statstrip div+div{border-left:1px solid var(--rule)}
.statstrip b{display:block;font:400 2.6rem/1 var(--display);letter-spacing:-.02em}
.statstrip span{font:600 .64rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3)}
@media (max-width:860px){.statstrip{grid-template-columns:repeat(2,1fr)}.statstrip div:nth-child(odd){border-left:0}.statstrip div{border-top:1px solid var(--rule)}.statstrip div:first-child{grid-column:1/-1}}

/* paths */
.tabs{display:flex;gap:0;border-bottom:1px solid var(--rule);margin-bottom:32px;overflow-x:auto}
.tabs button{background:none;border:0;border-bottom:2px solid transparent;padding:14px 22px 14px 0;margin-right:22px;font:500 1.15rem var(--display);color:var(--ink-3);cursor:pointer;white-space:nowrap}
.tabs button[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--brass)}
.path{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media (max-width:860px){.path{grid-template-columns:1fr;gap:28px}}
.path h3{font-size:2rem;margin-bottom:12px}
.lesson-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.lesson-list li{border-bottom:1px solid var(--rule)}
.lesson-list a,.lesson-list .row{display:grid;grid-template-columns:28px 1fr auto;gap:14px;align-items:center;padding:14px 0;text-decoration:none;color:inherit}
.lesson-list a:hover .lt{color:var(--brass)}
.lesson-list .chk{width:20px;height:20px;border:1px solid var(--rule-2);border-radius:50%;display:grid;place-items:center;font-size:.7rem;color:transparent}
.lesson-list .done .chk{background:var(--green);border-color:var(--green);color:var(--accent-ink)}
.lesson-list .lt{font:500 1.05rem/1.3 var(--display)}
.lesson-list .lt small{display:block;font:500 .7rem var(--body);letter-spacing:.06em;color:var(--ink-3);margin-top:3px;text-transform:uppercase}
.lesson-list .meta{font-size:.78rem;color:var(--ink-3);white-space:nowrap}
.lesson-list .soon .lt{color:var(--ink-3)}
.lesson-list .current .lt{color:var(--brass)}

/* curriculum modules */
.modules{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:960px){.modules{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.modules{grid-template-columns:1fr}}
.module{background:var(--surface);border:1px solid var(--rule-2);display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:border-color .2s,transform .2s}
.module:hover{border-color:var(--ink);transform:translateY(-2px)}
.module .top{height:8px}
.module .inner{padding:24px 24px 20px;display:flex;flex-direction:column;gap:12px;flex:1}
.module .num{font:italic 400 .95rem var(--display);color:var(--brass)}
.module h3{font-size:1.6rem}
.module p{color:var(--ink-2);font-size:.93rem;margin:0}
.module .foot{margin-top:auto;padding-top:14px;display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:.8rem;color:var(--ink-3);border-top:1px solid var(--rule)}
.module .bar{margin-top:4px}
.t-start{background:var(--ink)}.t-base{background:var(--base-ink)}.t-fin{background:var(--fin-ink)}.t-ops{background:var(--ops-ink)}.t-risk{background:var(--risk-ink)}.t-raise{background:var(--brass)}

/* toolbox */
.tools{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:900px){.tools{grid-template-columns:1fr}}
.tool{border:1px solid var(--rule-2);background:var(--surface);text-decoration:none;color:inherit;display:flex;flex-direction:column}
.tool:hover{border-color:var(--ink)}
.tool .shot{background:var(--bg);border-bottom:1px solid var(--rule);padding:20px;height:180px;overflow:hidden;font-size:.78rem}
.tool .inner{padding:22px 24px 24px;display:flex;flex-direction:column;gap:8px}
.tool h3{font-size:1.4rem}
.tool p{color:var(--ink-2);font-size:.93rem;margin:0}
.tool .more{font:600 .72rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin-top:6px}
.shot .q{display:flex;gap:8px;align-items:center;padding:6px 0;border-bottom:1px solid var(--rule)}
.shot .q i{width:12px;height:12px;border:1px solid var(--rule-2);flex:none}
.shot .q i.on{background:var(--green);border-color:var(--green)}
.shot .big{font:400 2.6rem/1 var(--display)}
.shot table{min-width:0;font-size:.72rem}
.shot td,.shot th{padding:6px 4px}

/* roadmap */
.roadmap{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ink)}
.roadmap>div{padding:28px 28px 28px 0}
.roadmap>div+div{padding-left:28px;border-left:1px solid var(--rule)}
.roadmap h3{font-size:1.5rem;margin:10px 0 16px}
.roadmap ul{list-style:none;padding:0;margin:0}
.roadmap li{padding:10px 0;border-top:1px solid var(--rule);color:var(--ink-2);font-size:.95rem;display:flex;gap:10px}
.roadmap li::before{content:"○";color:var(--brass)}
.roadmap .now li::before{content:"●"}
@media (max-width:860px){.roadmap{grid-template-columns:1fr}.roadmap>div+div{padding-left:0;border-left:0;border-top:1px solid var(--rule)}}

/* lesson page */
.lesson-layout{display:grid;grid-template-columns:300px 1fr;gap:72px;align-items:start}
.lesson-side{position:sticky;top:96px}
.lesson-side h4{font-size:1.3rem;margin:6px 0 14px}
@media (max-width:960px){.lesson-layout{grid-template-columns:1fr;gap:40px}.lesson-side{position:static;order:2}}
.crumbs{font:600 .68rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);display:flex;gap:10px;flex-wrap:wrap}
.crumbs a{color:var(--ink-3);text-decoration:none}.crumbs a:hover{color:var(--brass)}
.callout{border:1px solid var(--rule-2);padding:24px 26px;margin:28px 0;background:var(--surface)}
.callout h4{font:600 .68rem var(--body);letter-spacing:.16em;text-transform:uppercase;margin-bottom:10px}
.callout p{margin:0;font-size:1.05rem}
.callout.lender{border-left:3px solid var(--ops-ink)}.callout.lender h4{color:var(--ops-ink)}
.callout.founder{border-left:3px solid var(--green)}.callout.founder h4{color:var(--green)}
.callout.flag{border-left:3px solid #a3402c}.callout.flag h4{color:#a3402c}
.lesson-nav{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid var(--ink);padding-top:24px;margin-top:48px}
.complete{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:36px;padding:22px 24px;background:var(--accent-soft);border:1px solid var(--rule-2)}
.complete.is-done{background:var(--green);color:var(--accent-ink)}
.complete.is-done .btn{background:transparent;border-color:var(--accent-ink);color:var(--accent-ink)}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--rule-2);background:var(--surface)}
.calc .in{padding:32px;border-right:1px solid var(--rule)}
.calc .out{padding:32px;background:var(--bg)}
@media (max-width:860px){.calc{grid-template-columns:1fr}.calc .in{border-right:0;border-bottom:1px solid var(--rule)}.calc .in,.calc .out{padding:22px}}
.field{margin-bottom:22px}
.field label{display:flex;justify-content:space-between;font:600 .7rem var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin-bottom:8px}
.field output{font:500 1.05rem var(--display);letter-spacing:0;text-transform:none;color:var(--ink)}
.field input[type=range]{width:100%;accent-color:var(--green)}
.field .hint{font-size:.8rem;color:var(--ink-3);margin-top:4px}
.kpi{border-top:1px solid var(--rule);padding:18px 0}
.kpi:first-child{border-top:1px solid var(--ink)}
.kpi span{font:600 .66rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3)}
.kpi b{display:block;font:400 2.4rem/1.1 var(--display);letter-spacing:-.02em;margin-top:4px}
.kpi small{color:var(--ink-2);font-size:.85rem}
.gapbar{display:flex;height:28px;margin:10px 0 6px;font:600 .66rem/28px var(--body);letter-spacing:.06em;color:#fff;text-transform:uppercase;overflow:hidden}
.gapbar div{padding:0 8px;white-space:nowrap;overflow:hidden;transition:width .3s}
.gapbar .d{background:var(--green)}.gapbar .e{background:var(--brass)}

/* =====================================================================
   Scale-up theme (overrides the editorial base above).
   Navy + emerald, bold sans-serif, rounded product-style cards.
   ===================================================================== */
:root{
  --bg:#f5f7fa; --surface:#ffffff; --ink:#0b1726; --ink-2:#4a5b70; --ink-3:#7b8a9c; --rule:#e3e8ef; --rule-2:#d3dae4;
  --green:#0b1726; --green-2:#16263b; --brass:#0e9f6e; --brass-soft:#e3f6ef;
  --navy:#0b1726; --navy-2:#11223a; --em:#10b981; --em-ink:#0e9f6e;
  --roof:#0b1726; --roof-ink:#ffffff;
  --risk:#e6f6ef; --risk-ink:#0d7a55; --ops:#e6f0fb; --ops-ink:#1f5fae; --fin:#efeafb; --fin-ink:#5b3fb0; --base:#eef1f5; --base-ink:#33465c;
  --vc:#10b981; --pf:#2f80ed; --bk:#0b1726;
  --accent:#0e9f6e; --accent-ink:#ffffff; --accent-soft:#e3f6ef;
  --display:"Inter Tight","Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --radius:12px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#07111d; --surface:#0e1b2b; --ink:#e8eef6; --ink-2:#a3b1c2; --ink-3:#74849a; --rule:#1c2b3e; --rule-2:#26384f;
  --green:#10b981; --green-2:#34d399; --brass:#34d399; --brass-soft:#0f2e25; --navy:#040b14; --navy-2:#0b1726;
  --roof:#0b1f33; --risk:#0f2a20; --risk-ink:#6ee7b7; --ops:#0f2238; --ops-ink:#8cb8f2; --fin:#1d1836; --fin-ink:#c4b5fd; --base:#141f2d; --base-ink:#c3cfdc;
  --accent:#34d399; --accent-ink:#04120c; --accent-soft:#0f2e25}}
:root[data-theme="dark"]{
  --bg:#07111d; --surface:#0e1b2b; --ink:#e8eef6; --ink-2:#a3b1c2; --ink-3:#74849a; --rule:#1c2b3e; --rule-2:#26384f;
  --green:#10b981; --green-2:#34d399; --brass:#34d399; --brass-soft:#0f2e25; --navy:#040b14; --navy-2:#0b1726;
  --roof:#0b1f33; --risk:#0f2a20; --risk-ink:#6ee7b7; --ops:#0f2238; --ops-ink:#8cb8f2; --fin:#1d1836; --fin-ink:#c4b5fd; --base:#141f2d; --base-ink:#c3cfdc;
  --accent:#34d399; --accent-ink:#04120c; --accent-soft:#0f2e25}

body{font-size:16px;line-height:1.65}
h1,h2,h3,h4{font-weight:700;letter-spacing:-.025em}
h1{font-size:clamp(2.5rem,5.6vw,4.4rem);font-weight:800;letter-spacing:-.035em;line-height:1.04}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:750}
h3{font-size:1.2rem;font-weight:700;letter-spacing:-.015em}
h1 em,h2 em{font-style:normal;color:transparent;background:linear-gradient(90deg,#10b981,#2f80ed);-webkit-background-clip:text;background-clip:text}
a{text-decoration-color:var(--em)}
a:hover{color:var(--em-ink)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 .72rem/1 var(--body);letter-spacing:.06em;text-transform:uppercase;color:var(--em-ink);background:var(--accent-soft);padding:7px 12px 7px 10px;border-radius:999px;margin-bottom:22px}
.eyebrow::before{width:7px;height:7px;border-radius:50%;background:var(--em);box-shadow:0 0 0 3px color-mix(in srgb,var(--em) 25%,transparent)}
.lede{font-size:1.15rem}

/* buttons */
.btn{border-radius:10px;font:600 .92rem var(--body);letter-spacing:0;text-transform:none;padding:13px 22px;background:var(--em);border-color:var(--em);color:#04120c;box-shadow:0 6px 18px -8px rgba(16,185,129,.7)}
.btn:hover{background:#0ea371;color:#fff;filter:none}
.btn.ghost{background:var(--surface);color:var(--ink);border-color:var(--rule-2);box-shadow:none}
.btn.ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn.sm{padding:9px 15px;font-size:.84rem}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .btn:not(.ghost){background:var(--em);border-color:var(--em);color:#04120c}}

/* header */
.site-header{background:color-mix(in srgb,var(--surface) 88%,transparent)}
.site-header .wrap{height:68px}
.brand{font:800 1.2rem var(--display);letter-spacing:-.03em}
.brand b{font-style:normal;font-weight:800;color:var(--em-ink)}
.nav a{font:500 .92rem var(--body);letter-spacing:0;text-transform:none;border-radius:8px;padding:8px 12px}
.nav a:hover{background:var(--bg)}
.nav a[aria-current="page"]{box-shadow:none;background:var(--bg);color:var(--ink);font-weight:600}
@media (max-width:900px){.nav{top:68px}}

/* dark hero band on every page */
.hero{background:radial-gradient(900px 420px at 85% -10%,rgba(47,128,237,.35),transparent 60%),radial-gradient(700px 380px at 0% 110%,rgba(16,185,129,.22),transparent 60%),var(--navy);color:#e8eef6;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:linear-gradient(to bottom,#000 30%,transparent);mask-image:linear-gradient(to bottom,#000 30%,transparent);pointer-events:none}
.hero .wrap{position:relative}
.hero h1,.hero h2,.hero h3{color:#fff}
.hero .lede,.hero .muted,.hero p{color:#a9b8ca}
.hero .eyebrow{background:rgba(16,185,129,.14);color:#6ee7b7}
.hero .btn.ghost{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.22)}
.hero .btn.ghost:hover{border-color:#fff}
.hero a:not(.btn){color:#cfe0f5}
.hero .post-meta,.hero .crumbs,.hero .crumbs a{color:#8fa3ba}
.hero .post-meta .tag{color:#6ee7b7}
.hero .tag{color:#6ee7b7}
section.hero+section{padding-top:72px}
.hero+section[style*="padding-top:0"]{padding-top:56px!important}

/* cards become boxed product cards */
.grid{gap:20px}
.card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius);padding:26px;box-shadow:0 1px 2px rgba(11,23,38,.04)}
a.card:hover{border-color:var(--em);transform:translateY(-2px);box-shadow:0 16px 32px -18px rgba(11,23,38,.25)}
a.card:hover h3{color:var(--ink)}
.card .more{font:600 .86rem var(--body);letter-spacing:0;text-transform:none;color:var(--em-ink)}
.numbered .card::before{font:700 .78rem var(--body);font-style:normal;color:var(--em-ink);background:var(--accent-soft);width:34px;height:34px;border-radius:9px;display:grid;place-items:center;margin-bottom:8px}
.tag{font:600 .7rem/1 var(--body);letter-spacing:.04em;color:var(--ink-3)}
.badge{border-radius:999px;font:600 .7rem/1 var(--body);letter-spacing:.02em;text-transform:none;padding:6px 10px}
.badge.live{background:var(--accent-soft);border-color:transparent;color:var(--em-ink)}
.badge.lvl::before{background:var(--em)}
.bar{border-radius:999px;height:6px}
.bar i{background:linear-gradient(90deg,#10b981,#2f80ed);border-radius:999px}

/* hero product card */
.dash{border-radius:16px;border:1px solid rgba(255,255,255,.12);box-shadow:0 40px 80px -30px rgba(0,0,0,.6);overflow:hidden}
.dash-head b{font:700 1rem var(--display)}
.dash-row .n{font:600 .75rem var(--body);font-style:normal;color:var(--em-ink)}
.dash-row .t{font:600 .95rem var(--display)}
.dash-row .t,.dash-row .pct{color:var(--ink)}
.dash-foot a{color:var(--em-ink)!important}
.mini-house{border-radius:16px}

/* stat strips */
.statstrip,.stats{border:1px solid var(--rule);border-radius:16px;background:var(--surface);overflow:hidden}
.statstrip b,.stat b{font:800 2.4rem/1 var(--display);letter-spacing:-.03em}
.statstrip span,.stat span{letter-spacing:.04em}
.stat{padding:22px 22px}
.stat+.stat{padding-left:22px}

/* tabs, chips */
.tabs button{font:600 1rem var(--body)}
.tabs button[aria-selected="true"]{border-bottom-color:var(--em)}
.chip{font:600 .86rem var(--body);letter-spacing:0;text-transform:none}
.chip[aria-pressed="true"]{border-bottom-color:var(--em)}

/* lists */
.lesson-list{border-top:1px solid var(--rule);background:var(--surface);border-radius:12px;border:1px solid var(--rule);padding:0 18px}
.lesson-list li:last-child{border-bottom:0}
.lesson-list .lt{font:600 .98rem/1.3 var(--display)}
.lesson-list .done .chk{background:var(--em);border-color:var(--em);color:#fff}
.lesson-list .current .lt{color:var(--em-ink)}

/* modules, tools */
.module,.tool{border-radius:16px;border-color:var(--rule);overflow:hidden;box-shadow:0 1px 2px rgba(11,23,38,.04)}
.module:hover,.tool:hover{border-color:var(--em);box-shadow:0 18px 36px -20px rgba(11,23,38,.3)}
.module .num{font:600 .75rem var(--body);font-style:normal;color:var(--ink-3);letter-spacing:.04em;text-transform:uppercase}
.module h3{font-size:1.35rem}
.module .top{height:6px}
.t-start{background:var(--ink)}.t-base{background:#64748b}.t-fin{background:#7c5cf0}.t-ops{background:#2f80ed}.t-risk{background:#10b981}.t-raise{background:linear-gradient(90deg,#10b981,#2f80ed)}
.tool .shot{background:linear-gradient(180deg,var(--bg),var(--surface))}
.tool .more{font:600 .86rem var(--body);letter-spacing:0;text-transform:none;color:var(--em-ink)}
.shot .q i{border-radius:4px}
.shot .q i.on{background:var(--em);border-color:var(--em)}
.shot .big{font:800 2.4rem/1 var(--display);letter-spacing:-.03em}
.gapbar{border-radius:8px}
.gapbar .d{background:var(--navy)}.gapbar .e{background:var(--em)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .gapbar .d{background:#2f80ed}}

/* roadmap */
.roadmap{border:0;gap:20px}
.roadmap>div,.roadmap>div+div{background:var(--surface);border:1px solid var(--rule);border-radius:16px;padding:26px}
.roadmap h3{font-size:1.3rem}
.roadmap li::before{color:var(--em)}
@media (max-width:860px){.roadmap>div+div{border-top:1px solid var(--rule)}}

/* house */
.house{border-radius:20px;border-color:var(--rule);box-shadow:0 30px 60px -40px rgba(11,23,38,.4)}
.house .roof{background:linear-gradient(160deg,#11223a,#0b1726 60%,#0d3b2f)}
.house .roof h3{font-style:normal;font-size:1.7rem;letter-spacing:.02em;text-transform:uppercase}
.storey .label,.room{border-radius:10px}
.storey .label h4{font-size:1rem;text-transform:uppercase;letter-spacing:.04em}
.room strong{font:700 .95rem/1.25 var(--display)}
.room::after{font:500 1rem var(--body)}
.s-base{border-bottom:0}
.room-detail{border-radius:16px;border-top:4px solid var(--em)}
.room-detail h3{font-size:1.6rem}
.room-detail .cols h4{color:var(--em-ink);letter-spacing:.08em}
.mini-house .roof{font:800 1.1rem var(--display);letter-spacing:.06em;text-transform:uppercase}
.mini-house .floor{border-radius:8px;font:700 .95rem var(--display)}
.figure-cap{font:500 .85rem var(--body);font-style:normal}

/* journey */
.journey{border:0;gap:14px}
.journey div,.journey div+div{background:var(--surface);border:1px solid var(--rule);border-radius:14px;padding:22px}
.journey b{font:700 1.15rem var(--display)}

/* checklist */
.checklist ol{border-top:0;display:grid;gap:8px}
.checklist label{background:var(--surface);border:1px solid var(--rule);border-radius:12px;padding:14px 16px}
.checklist label::before{font:700 .8rem var(--body);font-style:normal;color:var(--em-ink)}
.checklist label:hover span{color:var(--ink)}
.checklist input{accent-color:var(--em)}
.score{border-radius:16px}
.score .num{font:800 3.6rem/1 var(--display);letter-spacing:-.04em}
.meter{height:8px;border-radius:999px}
.meter i{background:linear-gradient(90deg,#10b981,#2f80ed)}

/* prose */
article .prose > p:first-of-type::first-letter{all:unset}
.prose blockquote{font:600 1.25rem/1.5 var(--display);font-style:normal;border-left:4px solid var(--em);background:var(--surface);padding:18px 22px;border-radius:0 12px 12px 0}
.callout{border-radius:12px}
.callout.founder{border-left-color:var(--em)}.callout.founder h4{color:var(--em-ink)}
.complete{border-radius:14px}
.complete.is-done{background:var(--navy);color:#fff}
.steps .card::before{font:800 1.6rem/1 var(--display);font-style:normal;color:var(--em-ink)}
.portrait{border-radius:20px;font:800 3rem var(--display);font-style:normal}
.post-meta{letter-spacing:.06em}

/* subscribe */
.subscribe-box{border-radius:24px;background:radial-gradient(600px 300px at 100% 0%,rgba(47,128,237,.45),transparent 60%),radial-gradient(500px 300px at 0% 100%,rgba(16,185,129,.35),transparent 60%),var(--navy);color:#fff}
.subscribe-box::before{display:none}
.subscribe-box h2{font-style:normal;color:#fff}
.subscribe-box .eyebrow{background:rgba(16,185,129,.16);color:#6ee7b7!important}
.sub-form{gap:8px}
.sub-form input[type=email]{border-radius:10px}
.sub-form .btn{border-radius:10px}
.subscribe-box .btn{background:var(--em);border-color:var(--em);color:#04120c}
.sub-ok{font:600 1.1rem var(--body);font-style:normal}
dialog{border-radius:20px;border-top:1px solid var(--rule-2)}
dialog h3{font-size:1.6rem!important}

/* calculator, database */
.calc{border-radius:16px;overflow:hidden;border-color:var(--rule)}
.calc .out{background:linear-gradient(180deg,var(--bg),var(--surface))}
.field label{letter-spacing:.04em}
.field output{font:700 1rem var(--display)}
.field input[type=range]{accent-color:var(--em)}
.kpi:first-child{border-top:0}
.kpi b{font:800 2.3rem/1.1 var(--display);letter-spacing:-.03em}
.table-wrap{border:1px solid var(--rule);border-radius:14px;background:var(--surface)}
th{background:var(--bg);letter-spacing:.06em}
td strong{font:600 .98rem var(--display)}
td.num{font:600 .95rem var(--body);font-variant-numeric:tabular-nums}
.pill{border-radius:999px}
.db-controls input,.db-controls select{border-radius:10px}
.notice{border-radius:10px}
.agent-teaser{border:1px solid var(--rule);border-radius:16px;background:var(--surface);padding:28px}
.agent-teaser h3{font-size:1.4rem}

/* footer */
.site-footer{background:var(--navy)}
.site-footer strong{font:800 1.4rem var(--display)}
.site-footer a{font:500 .88rem var(--body);letter-spacing:0;text-transform:none}
.site-footer a:hover{color:#6ee7b7}

/* home statement band */
.statement{font:700 clamp(1.5rem,3vw,2.3rem)/1.3 var(--display);letter-spacing:-.025em}
.statement em{font-style:normal;color:var(--em-ink)}
.hero .dash{color:var(--ink)}
.hero .dash .muted,.hero .dash p{color:var(--ink-3)}
.hero .dash a:not(.btn){color:inherit}
.hero .mini-house{color:var(--ink)}
.avatar{width:56px;height:56px;border-radius:50%;background:linear-gradient(135deg,#10b981,#2f80ed);color:#fff;display:grid;place-items:center;font:800 1.1rem var(--display);flex:none}
.chips-row{display:flex;flex-wrap:wrap;gap:6px}
.pstats{display:grid;gap:0;margin-top:16px;border-top:1px solid var(--rule)}
.pstats div{display:grid;grid-template-columns:72px 1fr;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--rule)}
.pstats b{font:800 1.8rem/1 var(--display);letter-spacing:-.03em;color:var(--ink)}
.pstats span{font-size:.88rem;color:var(--ink-2)}
.band .mini-house{color:var(--ink)}

/* =====================================================================
   Professional layer: calmer, institutional. Solid colours, crisp lines,
   small radii, no glow. Colour is reserved for key words and actions.
   ===================================================================== */
:root{--em:#0f9d76;--em-ink:#0b7a5c;--navy:#0b1f33;--navy-2:#13304d;--logo-ink:#0b1f33;--logo-tile:#ffffff;--logo-accent:#0f9d76;--radius:6px;
  --risk:#eaf4ef;--risk-ink:#0b6b50;--ops:#eaf0f6;--ops-ink:#1d4f7a;--fin:#efedf5;--fin-ink:#4b3f78;--base:#eff1f4;--base-ink:#33465c}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--logo-ink:#e8eef6;--logo-tile:#0b1f33;--logo-accent:#3ccf9f;--em:#3ccf9f;--em-ink:#3ccf9f;--navy:#06121f}}
:root[data-theme="dark"]{--logo-ink:#e8eef6;--logo-tile:#0b1f33;--logo-accent:#3ccf9f;--em:#3ccf9f;--em-ink:#3ccf9f;--navy:#06121f}

h1{font-weight:700;letter-spacing:-.03em;font-size:clamp(2.3rem,4.8vw,3.8rem);line-height:1.08}
h2{font-weight:700;letter-spacing:-.025em;font-size:clamp(1.7rem,3vw,2.3rem)}
h3{font-weight:650}
h1 em,h2 em{background:none;-webkit-background-clip:initial;background-clip:initial;color:var(--em-ink)}
.hero h1 em{color:#3ccf9f}
.eyebrow{background:none;padding:0;border-radius:0;color:var(--em-ink);letter-spacing:.12em;font-size:.7rem}
.eyebrow::before{width:22px;height:2px;border-radius:0;background:currentColor;box-shadow:none}
.hero .eyebrow{background:none;color:#7fd8b9}

/* brand */
.brand{font:700 1.3rem var(--display);letter-spacing:-.025em;gap:8px}
.brand b{color:var(--em-ink);font-weight:700}
.site-footer .brand,.site-footer strong{letter-spacing:-.02em}

/* nav */
.nav a{border-radius:0;padding:8px 2px;margin:0 10px}
.nav a:hover{background:none;color:var(--ink)}
.nav a[aria-current="page"]{background:none;box-shadow:inset 0 -2px 0 var(--em)}
@media (max-width:900px){.nav a{margin:0}.nav a[aria-current="page"]{box-shadow:none;color:var(--em-ink)}}

/* buttons: squared, flat */
.btn{border-radius:4px;box-shadow:none;background:var(--navy);border-color:var(--navy);color:#fff;font-weight:600}
.btn:hover{background:var(--navy-2);border-color:var(--navy-2);color:#fff}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--rule-2)}
.hero .btn:not(.ghost),.subscribe-box .btn{background:var(--em);border-color:var(--em);color:#fff}
.hero .btn:not(.ghost):hover,.subscribe-box .btn:hover{background:#0c8a67;border-color:#0c8a67}
.hero .btn.ghost{background:transparent;border-color:rgba(255,255,255,.35)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .btn:not(.ghost){background:var(--em);border-color:var(--em);color:#04120c}}

/* hero: solid navy, no glow, no grid */
.hero{background:var(--navy);border-bottom:1px solid #1d3550}
.hero::before{display:none}
.hero .lede,.hero p{color:#b3c2d3}

/* cards and surfaces: thin, quiet */
.card,.module,.tool,.roadmap>div,.journey div,.agent-teaser,.table-wrap,.calc,.statstrip,.stats,.lesson-list,.checklist label,.score,.room-detail,.house,.dash,.callout,.complete{border-radius:6px;box-shadow:none}
a.card:hover,.module:hover,.tool:hover{transform:none;box-shadow:none;border-color:var(--ink)}
.numbered .card::before{background:none;width:auto;height:auto;display:block;border-top:2px solid var(--em);padding-top:10px;width:28px;font:600 .78rem var(--body);color:var(--ink-3)}
.badge{border-radius:3px}
.bar{border-radius:0;height:4px}
.bar i,.meter i{background:var(--em);border-radius:0}
.meter{border-radius:0;height:4px}
.t-raise{background:var(--em)}
.tool .shot{background:var(--bg)}
.dash{border:1px solid #1d3550;box-shadow:0 24px 48px -28px rgba(0,0,0,.55)}
.avatar{background:var(--navy);border:2px solid var(--em);border-radius:50%}
.house{box-shadow:none;border-radius:8px}
.house .roof{background:var(--navy)}
.storey .label,.room{border-radius:4px}
.room-detail{border-top:3px solid var(--em)}
.subscribe-box{border-radius:8px;background:var(--navy)}
.prose blockquote{border-radius:0;background:none;padding:4px 0 4px 22px;border-left:3px solid var(--em)}
.gapbar{border-radius:3px}
.mini-house .roof{background:var(--navy)}
.statstrip b,.stat b,.pstats b{font-weight:700}
.sec,.db-controls input,.db-controls select,.sub-form input[type=email],.sub-form .btn{border-radius:4px}
dialog{border-radius:8px}
.site-footer a:hover{color:#7fd8b9}
/* footer */
.site-footer{padding:64px 0 0}
.foot-grid{display:grid!important;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}
.foot-grid>div{display:flex;flex-direction:column;align-items:flex-start}
.foot-label{font:600 .7rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:#8fa3ba;margin-bottom:14px}
.foot-claim{font:600 1.45rem/1.35 var(--display);color:#fff;letter-spacing:-.02em;max-width:22ch;margin:0}
.site-footer .foot-grid a{margin:0;line-height:2;font-size:.92rem;color:#c3cfdc}
.foot-base{border-top:1px solid #1d3550;margin-top:48px;padding:20px 24px 28px!important;font-size:.82rem;color:#8fa3ba;display:block!important}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}
/* home additions */
.hero-sub{margin-top:32px;max-width:520px}
.hero-sub .sub-form input[type=email]{background:#fff;border-color:#fff}
.hero-sub p{margin-top:12px;color:#8fa3ba!important}
.hero-sub a{color:#fff!important}
.proofband{padding:0!important;margin-top:-1px}
.proof{margin-top:-44px;position:relative;z-index:2;grid-template-columns:repeat(4,1fr)!important}
.proof div{padding:24px}
.proof span{text-transform:none!important;letter-spacing:0!important;font-weight:500!important;font-size:.86rem!important;color:var(--ink-2)!important;display:block;margin-top:6px}
@media (max-width:860px){.proof{grid-template-columns:1fr 1fr!important;margin-top:24px}.proof div:first-child{grid-column:auto}}
.leap{display:grid;grid-template-columns:1fr 150px 1fr;border:1px solid var(--rule-2);border-radius:6px;overflow:hidden}
.leap>div{padding:36px 36px}
.leap ul{list-style:none;padding:0;margin:14px 0 0;font-size:1.08rem;line-height:2.1}
.leap li::before{content:"";display:inline-block;width:6px;height:6px;background:currentColor;opacity:.5;margin-right:12px;vertical-align:middle}
.leap-vc{background:var(--surface)}
.leap-mid{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;background:var(--bg);border-inline:1px solid var(--rule-2);font:600 .7rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--em-ink)}
.leap-mid b{font-size:1.6rem;color:var(--ink)}
.leap-pf{background:var(--navy);color:#fff}
.leap-pf .foot-label{color:#7fd8b9}.leap-pf p{color:#b3c2d3}
.leap-quote{font:600 clamp(1.15rem,2vw,1.45rem)/1.45 var(--display);letter-spacing:-.015em;max-width:44ch;margin-top:28px}
.leap-quote em{font-style:normal;color:var(--em-ink)}
@media (max-width:800px){.leap{grid-template-columns:1fr}.leap-mid{flex-direction:row;padding:14px!important;border-inline:0;border-block:1px solid var(--rule-2)}.leap-mid b{transform:rotate(90deg)}}
.resource .sub-form{margin-top:16px}
.resource .sub-form input[type=email]{border:1px solid var(--rule-2)}
.ticks{list-style:none;padding:0;margin:22px 0 0}
.ticks li{padding:10px 0 10px 30px;border-top:1px solid var(--rule);position:relative}
.ticks li::before{content:"✓";position:absolute;left:4px;color:var(--em-ink);font-weight:700}
.inp{font:inherit;font-size:.95rem;padding:12px 14px;border:1px solid var(--rule-2);border-radius:4px;background:var(--surface);color:var(--ink);width:100%}
.stack-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.stack-tags span{font:500 .82rem var(--body);padding:8px 12px;border:1px solid rgba(255,255,255,.22);border-radius:4px;color:#dbe5ef}
.three-col{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--rule);border-radius:6px;background:var(--surface)}
.three-col>div{padding:28px}
.three-col>div+div{border-left:1px solid var(--rule)}
.three-col .n{font:600 .75rem var(--body);color:var(--em-ink);display:block;margin-bottom:10px}
.three-col h3{font-size:1.35rem;margin-bottom:10px}
.three-col p{color:var(--ink-2);margin:0}
@media (max-width:860px){.three-col{grid-template-columns:1fr}.three-col>div+div{border-left:0;border-top:1px solid var(--rule)}}
.case-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:6px;overflow:hidden;background:var(--rule);gap:1px}
.case-grid>*{background:var(--surface);padding:26px 24px;min-height:130px;display:flex;flex-direction:column;justify-content:space-between;text-decoration:none;color:inherit}
.case-grid h3{font-size:1.1rem}
.case-grid span{font:600 .68rem var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--em-ink)}
.case-cta{background:var(--navy)!important;color:#fff!important}.case-cta h3{color:#fff}.case-cta span{color:#7fd8b9}
@media (max-width:900px){.case-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.case-grid{grid-template-columns:1fr}}

/* The leap v2 */
.leap-intro{color:var(--ink-2);font-size:1.08rem;margin:-28px 0 28px}
.lp li:last-child{border-bottom:0}
.leap2{position:relative;display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--rule-2);border-radius:6px;overflow:hidden}
.lp{padding:40px 44px 36px;display:flex;flex-direction:column}
.lp-vc{background:var(--surface)}
.lp-pf{background:var(--navy);color:#fff}
.lp-tag{font:600 .72rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3)}
.lp-pf .lp-tag{color:#7fd8b9}
.lp-q{font:600 clamp(1.35rem,2.3vw,1.75rem)/1.25 var(--display);letter-spacing:-.02em;margin:14px 0 28px;min-height:2.5em;max-width:22ch}
.lp-pf .lp-q{color:#fff}.lp-q em{font-style:normal;color:var(--em-ink)}.lp-pf .lp-q em{color:#7fd8b9}
.lp-sub{font-size:.85rem;color:var(--ink-3);padding-bottom:10px;border-bottom:1px solid var(--rule-2)}
.lp-pf .lp-sub{color:#93a5ba;border-color:rgba(255,255,255,.16)}
.lp ol{list-style:none;padding:0;margin:0}
.lp li{display:flex;gap:16px;align-items:baseline;padding:11px 0;border-bottom:1px solid var(--rule);font-size:1.02rem}
.lp-pf li{border-color:rgba(255,255,255,.09)}
.lp li span{font:600 .72rem var(--body);letter-spacing:.06em;color:var(--ink-3);min-width:20px}
.lp-pf li span{color:#7fd8b9}
.lp-arrow{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:52px;height:52px;border-radius:50%;background:var(--em-ink);color:#fff;display:grid;place-items:center;box-shadow:0 0 0 6px var(--bg);z-index:1}
@media (max-width:800px){.leap2{grid-template-columns:1fr}.lp{padding:32px 24px}.lp-q{min-height:0}.lp-arrow{position:relative;left:auto;top:auto;transform:rotate(90deg);margin:-26px auto;box-shadow:0 0 0 6px var(--bg)}}

/* Hero visual: House of Bankability blueprint */
.hero-visual{position:relative}
.hero-visual::before{content:"";position:absolute;inset:-40px;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:28px 28px;-webkit-mask-image:radial-gradient(closest-side,#000 40%,transparent);mask-image:radial-gradient(closest-side,#000 40%,transparent);pointer-events:none}
.hv{position:relative;width:100%;height:auto;display:block;font-family:var(--body)}
.hv rect{fill:rgba(255,255,255,.035);stroke:rgba(255,255,255,.28);stroke-width:1.2;transition:fill .2s,stroke .2s}
.hv text{fill:#c9d6e5;font-size:13.5px;font-weight:500}
.hv a:hover rect,.hv a:focus rect{fill:rgba(127,216,185,.14);stroke:#7fd8b9}
.hv a:hover text{fill:#fff}
.hv .hv-fl{fill:#7fd8b9;font-size:9.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase}
.hv-roof{fill:none;stroke:#7fd8b9;stroke-width:2;stroke-linejoin:round;stroke-dasharray:1100;stroke-dashoffset:0}
.hv .hv-rooft{fill:#fff;font:700 15px var(--display);letter-spacing:.32em}
.hv-ground{stroke:#7fd8b9;stroke-width:3;stroke-linecap:round}
.hv .hv-cap{fill:#8fa3ba;font-size:11px}
@media (prefers-reduced-motion:no-preference){
  .hv-floor{opacity:0;animation:hvUp .6s cubic-bezier(.2,.7,.2,1) forwards}
  .hv-roof{stroke-dashoffset:1100;animation:hvDraw 1s ease-out .95s forwards}
  .hv-rooft{opacity:0;animation:hvFade .6s ease-out 1.6s forwards}
}
@keyframes hvUp{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes hvDraw{to{stroke-dashoffset:0}}
@keyframes hvFade{to{opacity:1}}
@media (max-width:960px){.hero-visual{max-width:460px}}
.hero-grid.hg-even{grid-template-columns:1fr 1fr}@media (max-width:960px){.hero-grid.hg-even{grid-template-columns:1fr}}